Title Policy Rates

Title Policy

Title policies are for buyers and are paid by the seller to insure against future title encumbrances.  These encumbrances can be, but are not limited to, contractor liens, past unpaid property taxes, or past unpaid HOA dues – basically anything that would prevent a clear title to the property in the future but are missed at the time of purchase.

Texas Title Insurance Premium Rates

FOR POLICIES OF $100,000 – $1,000,000:

  1. Subtract $100,000 from policy amount
  2. Multiply result by .00534 and round to nearest whole dollar
  3. Add $843 to result

FOR POLICIES OF $1,000,001 – $5,000,000:

  1. Subtract $1,000,000 from policy amount
  2. Multiply result by .00439 and round to nearest whole dollar
  3. Add $5,649 to result

FOR POLICIES OF $5,000,001 – $15,000,000:

  1. Subtract $5,000,000 from policy amount
  2. Multiply result by .00362 and round to nearest whole dollar
  3. Add $23,209 to result

FOR POLICIES OF $15,000,001 – $25,000,000:

  1. Subtract $15,000,000 from policy amount
  2. Multiply result by .00257 and round to nearest whole dollar
  3. Add $59,409 to result

FOR POLICIES IN EXCESS OF $25,000,000:

  1. Subtract $25,000,000 from policy amount
  2. Multiply result by .00154 and round to nearest whole dollar
  3. Add $85,109 to result
Policy Up To and IncludingBasic Premium
100,000843
101,000848
102,000854
103,000859
104,000864
105,000870
106,000875
107,000880
108,000886
109,000891
110,000896
111,000902
112,000907
113,000912
114,000918
115,000923
116,000928
117,000934
118,000939
119,000944
120,000950
121,000955
122,000960
123,000966
124,000971
125,000977
126,000982
127,000987
128,000993
129,000998
130,0001003
131,0001,009
132,0001,014
133,0001,019
134,0001,025
135,0001,030
136,0001,035
137,0001,041
138,0001,046
139,0001,051
140,0001,057
141,0001,062
142,0001,067
143,0001,073
144,0001,078
145,0001,083
146,0001,089
147,0001,094
148,0001,099
149,0001,105
150,0001,110
151,0001,115
152,0001,121
Policy Up To and IncludingBasic Premium
153,0001,126
154,0001,131
155,0001,137
156,0001,142
157,0001,147
158,0001,153
159,0001,158
160,0001,163
161,0001,169
162,0001,174
163,0001,179
164,0001,185
165,0001,190
166,0001,195
167,0001,201
168,0001,206
169,0001,211
170,0001,217
171,0001,222
172,0001,227
173,0001,233
174,0001,238
175,0001,244
176,0001,249
177,0001,254
178,0001,260
179,0001,265
180,0001,270
181,0001,276
182,0001,281
183,0001,286
184,0001,292
185,0001,297
186,0001,302
187,0001,308
188,0001,313
189,0001,318
190,0001,324
191,0001,329
192,0001,334
193,0001,340
194,0001,345
195,0001,350
196,0001,356
197,0001,361
198,0001,366
199,0001,372
200,0001,377
201,0001,382
202,0001,388
203,0001,393
204,0001,398
205,0001,404
Policy Up To and IncludingBasic Premium
206,0001,409
207,0001,414
208,0001,420
209,0001,425
210,0001,430
211,0001,436
212,0001,441
213,0001,446
214,0001,452
215,0001,457
216,0001,462
217,0001,468
218,0001,473
219,0001,478
220,0001,484
221,0001,489
222,0001,494
223,0001,500
224,0001,505
225,0001,511
226,0001,516
227,0001,521
228,0001,527
229,0001,532
230,0001,537
231,0001,543
232,0001,548
233,0001,553
234,0001,559
235,0001,564
236,0001,569
237,0001,575
238,0001,580
239,0001,585
240,0001,591
241,0001,596
242,0001,601
243,0001,607
244,0001,612
245,0001,617
246,0001,623
247,0001,628
248,0001,633
249,0001,639
250,0001,644
300,0001,911
400,0002,445
500,0002,979
600,0003,513
700,0004,047
800,0004,581
900,0005,115
1,000,0005,649