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Archives

How Much Time Do You Need To Save for a Down Payment?

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April 19, 2021 - General Information
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you [...] Read More
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Monica Foster April 19, 2021

Is Homeownership Still Considered Part of the American Dream?

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March 31, 2021 - General Information
Since the birth of our nation, homeownership has always been considered a major piece of the American Dream. As Frederick Peters reports in Forbes: “The idea of a place of one’s own drives the American story. We became a nation [...] Read More
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Monica Foster March 31, 2021

2021 Real Estate Myth Buster

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March 26, 2021 - General Information
Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape. Here’s a little clarity when it comes to 5 common myths [...] Read More
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Monica Foster March 26, 2021

Why You Should Think About Listing Prices Like an Auction’s Reserve Price

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March 24, 2021 - General Information
For generations, the homebuying process never really changed. The seller would try to estimate the market value of the home and tack on a little extra to give themselves some negotiating room. That figure would become the listing price of [...] Read More
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Monica Foster March 24, 2021

What Credit Score Do You Need for a Mortgage?

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March 22, 2021 - General Information
According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong [...] Read More
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Monica Foster March 22, 2021

How Upset Should You Be about 3% Mortgage Rates?

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March 9, 2021 - General Information
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it [...] Read More
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Monica Foster March 9, 2021

How Smart Is It to Buy a Home Today?

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March 3, 2021 - General Information
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and [...] Read More
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Monica Foster March 3, 2021

What Are the Benefits of a 20% Down Payment?

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March 1, 2021 - General Information
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While [...] Read More
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Monica Foster March 1, 2021

Are There Going to Be More Homes to Buy This Year?

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February 25, 2021 - General Information
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one [...] Read More
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Monica Foster February 25, 2021

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

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February 23, 2021 - General Information
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low [...] Read More
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Monica Foster February 23, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

Houston – Clear Lake – League City
Pasadena – Baytown – Beaumont
Galveston – Pearland – Sugarland
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