First Time Home Buyers

How to Get a Better Perspective on Affordability

Posted by Monica Foster On February 7, 2019 In General Information

Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one [...] Read More

Monica Foster February 7, 2019

One More Time… You Do Not Need 20% Down to Buy a Home

Posted by Monica Foster On February 5, 2019 In General Information

The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money renters have leftover for savings each month after [...] Read More

Monica Foster February 5, 2019

Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?

Posted by Monica Foster On February 4, 2019 In General Information

There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours [...] Read More

Monica Foster February 4, 2019

Posted by Monica Foster On February 1, 2019 In General Information

Highlights: Watching the big game at home with your friends & family offers many advantages. There’s more room to entertain a large crowd, and you don’t have to worry about complaints to your landlord if you cheer too loudly! The [...] Read More

Monica Foster February 1, 2019

4 Proven Ways Real Estate Can Build Sizable Family Wealth

Posted by Monica Foster On January 30, 2019 In General Information

Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he made also apply to a [...] Read More

Monica Foster January 30, 2019

Is Student Loan Debt A Threat to Homeownership? No!

Posted by Monica Foster On January 29, 2019 In General Information

Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s generations. [...] Read More

Monica Foster January 29, 2019

3 Things You Need in a Shifting Real Estate Market

Posted by Monica Foster On January 24, 2019 In General Information

Whether you are thinking of selling your house or buying a home, today’s real estate headlines can be confusing – perhaps even concerning. What is actually happening with mortgage rates? Are home values dropping or are they just rising at [...] Read More

Monica Foster January 24, 2019

The Importance of Homeownership to the American Dream

Posted by Monica Foster On January 23, 2019 In General Information

For centuries, people in this country have seen homeownership as part of the American Dream. Whether they were born here or immigrated from another country, they wanted to own a piece of America. With so many prominent societal changes over [...] Read More

Monica Foster January 23, 2019

The Difference Having a Professional on Your Side Makes

Posted by Monica Foster On January 21, 2019 In General Information

In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with the addition [...] Read More

Monica Foster January 21, 2019

Posted by Monica Foster On January 18, 2019 In General Information

Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to [...] Read More

Monica Foster January 18, 2019

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