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Archives

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

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February 23, 2021 - General Information
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low [...] Read More
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Monica Foster February 23, 2021

Where Have All the Houses Gone?

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February 22, 2021 - General Information
In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to [...] Read More
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Monica Foster February 22, 2021

Will Low Mortgage Rates Continue through 2021?

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February 18, 2021 - General Information
With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate [...] Read More
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Monica Foster February 18, 2021

47% of New Buyers Surprised by How Affordable Homes Are Today

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February 11, 2021 - General Information
Headlines matter. Right now, it’s hard to read about real estate without seeing a headline that suggests homes have become unaffordable for most Americans. In reality, there’s hard evidence that shows how owning a home is more affordable than renting [...] Read More
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Monica Foster February 11, 2021

The Luxury Market Is Attracting Buyers in 2021

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February 10, 2021 - General Information
As more people continue to identify their changing needs this year, some are turning to the upscale housing sector for more space or finer features. In their most recent Luxury Market Report, the Institute for Luxury Home Marketing (ILHM) shares: [...] Read More
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Monica Foster February 10, 2021

3 Reasons We’re Definitely Not in a Housing Bubble

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February 9, 2021 - General Information
Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little [...] Read More
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Monica Foster February 9, 2021

Want to Build Wealth? Buy a Home This Year.

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February 2, 2021 - General Information
Every year, households across the country make the decision to rent for another year or take the leap into homeownership. They look at their earnings and savings and then decide what makes the most financial sense. That equation will most [...] Read More
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Monica Foster February 2, 2021

What Record-Low Housing Inventory Means for You

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January 28, 2021 - General Information
The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the [...] Read More
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Monica Foster January 28, 2021

What Happens When Homeowners Leave Their Forbearance Plans?

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January 27, 2021 - General Information
According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s [...] Read More
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Monica Foster January 27, 2021

What Experts Are Saying about the 2021 Job Market

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January 21, 2021 - General Information
Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of [...] Read More
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Monica Foster January 21, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

Houston – Clear Lake – League City
Pasadena – Baytown – Beaumont
Galveston – Pearland – Sugarland
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