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Archives

5 Reasons Today’s Housing Market Is Anything but Normal

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September 2, 2021 - General Information
There are many headlines out there that claim we’re reverting to a more normal real estate market. That would indicate the housing market is returning to the pre-pandemic numbers we saw from 2015-2019. But that’s not happening. The market is [...] Read More
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Monica Foster September 2, 2021

If Housing Affordability Is About the Money, Don’t Forget This.

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August 26, 2021 - General Information
There are many non-financial benefits of buying your own home. However, today’s headlines seem to be focusing primarily on the financial aspects of homeownership – specifically affordability. Many articles are making the claim that it’s not affordable to buy a [...] Read More
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Monica Foster August 26, 2021

What Do Experts Say About Today’s Mortgage Rates?

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August 23, 2021 - General Information
Mortgage rates are hovering near record lows, and that’s good news for today’s homebuyers. The graph below shows mortgage rates dating back to 2016 and where today falls by comparison. Generally speaking, when rates are low, you can afford more [...] Read More
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Monica Foster August 23, 2021

Are Houses Less Affordable Than They Were in Past Decades?

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August 11, 2021 - General Information
There are many headlines about how housing affordability is declining. The headlines are correct: it’s less affordable to purchase a home today than it was a year ago. However, it’s important to give this trend context. Is it less expensive [...] Read More
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Monica Foster August 11, 2021

Key Questions To Ask Yourself Before Buying a Home

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August 2, 2021 - General Information
Sometimes it can feel like everyone has advice when it comes to buying a home. While your friends and loved ones may have your best interests in mind, they may also be missing crucial information about today’s housing market that [...] Read More
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Monica Foster August 2, 2021

Waiting To Buy a Home Could Cost You

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July 30, 2021 - General Information
Some Highlights If you’re thinking of buying a home but wondering if waiting a few years will save you in the long run, think again. The longer the wait, the more you’ll pay, especially when mortgage rates and home prices [...] Read More
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Monica Foster July 30, 2021

What You Should Do Before Interest Rates Rise

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July 19, 2021 - General Information
In today’s real estate market, mortgage interest rates are near record lows. If you’ve been in your current home for several years and haven’t refinanced lately, there’s a good chance you have a mortgage with an interest rate higher than [...] Read More
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Monica Foster July 19, 2021

Diving Deep into Today’s Biggest Buyer Concerns

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July 15, 2021 - General Information
Last week, Fannie Mae released their Home Purchase Sentiment Index (HPSI). Though the survey showed 77% of respondents believe it’s a “good time to sell,” it also confirms what many are sensing: an increasing number of Americans believe it’s a [...] Read More
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Monica Foster July 15, 2021

The Truths Young Homebuyers Need To Hear

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July 7, 2021 - General Information
For many young or first-time homebuyers, purchasing a home can feel intimidating. A recent survey shows some homebuyers ages 25 to 40 may be unsure about the homebuying process and what they can afford. It found: “1 in 4 underestimated [...] Read More
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Monica Foster July 7, 2021

What Do Experts See on the Horizon for the Second Half of the Year?

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June 30, 2021 - General Information
As we move into the latter half of the year, questions about what’s to come are top of mind for buyers and sellers. Near record-low mortgage rates coupled with rising home price appreciation kicked off a robust housing market in [...] Read More
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Monica Foster June 30, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

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Galveston – Pearland – Sugarland
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