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Archives

Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home

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April 21, 2021 - General Information
This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to move may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to [...] Read More
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Monica Foster April 21, 2021

How a Change in Mortgage Rate Impacts Your Homebuying Budget

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March 30, 2021 - General Information
Mortgage rates are on the rise this year, but they’re still incredibly low compared to the historic average. However, anytime there’s a change in the mortgage rate, it affects what you can afford to borrow when you’re buying a home. [...] Read More
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Monica Foster March 30, 2021

Buyer & Seller Perks in Today’s Housing Market

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March 25, 2021 - General Information
Right now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of buying your first home, moving up to a bigger one, or selling so you can downsize this spring, there are perks today that [...] Read More
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Monica Foster March 25, 2021

Will the Housing Market Bloom This Spring?

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March 11, 2021 - General Information
Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year. Here’s what [...] Read More
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Monica Foster March 11, 2021

6 Simple Graphs Proving This Is Nothing Like Last Time

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March 10, 2021 - General Information
Last March, many involved in the residential housing industry feared the market would be crushed under the pressure of a once-in-a-lifetime pandemic. Instead, real estate had one of its best years ever. Home sales and prices were both up substantially [...] Read More
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Monica Foster March 10, 2021

How Upset Should You Be about 3% Mortgage Rates?

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March 9, 2021 - General Information
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it [...] Read More
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Monica Foster March 9, 2021

How Smart Is It to Buy a Home Today?

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March 3, 2021 - General Information
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and [...] Read More
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Monica Foster March 3, 2021

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

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February 23, 2021 - General Information
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low [...] Read More
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Monica Foster February 23, 2021

Home Mortgage Rates by Decade

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February 19, 2021 - General Information
Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of [...] Read More
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Monica Foster February 19, 2021

Will Low Mortgage Rates Continue through 2021?

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February 18, 2021 - General Information
With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate [...] Read More
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Monica Foster February 18, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

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Galveston – Pearland – Sugarland
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