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Archives

The #1 Misconception in the Homebuying Process

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February 20, 2020 - General Information
After over a year of moderating home prices, it appears home value appreciation is about to reaccelerate. Skylar Olsen, Director of Economic Research at Zillow, explained in a recent article:  “A year ago, a combination of a government shutdown, stock [...] Read More
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Monica Foster February 20, 2020

How the Housing Market Benefits with Uncertainty in the World

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February 13, 2020 - General Information
It’s hard to listen to today’s news without hearing about the uncertainty surrounding global markets, the spread of the coronavirus, and tensions in the Middle East, just to name a few. These concerns have caused some to question their investment [...] Read More
1
Monica Foster February 13, 2020

Homes Are More Affordable Today, Not Less Affordable

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January 15, 2020 - General Information
There’s a current narrative that owning a home today is less affordable than it has been in the past. The reason some are making this claim is because house prices have substantially increased over the last several years. It’s not, [...] Read More
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Monica Foster January 15, 2020

2 Myths Holding Back Home Buyers

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November 18, 2019 - General Information
In a recent article, First American shared how millennials are not really any different from previous generations when it comes to the goal of homeownership; it is still a huge part of their American Dream. The piece, however, also reveals, [...] Read More
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Monica Foster November 18, 2019

Buying a home can be SCARY…Until you know the FACTS

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October 25, 2019 - General Information
Some Highlights: Many potential homebuyers believe they need a 20% down payment and a 780 FICO® score to qualify to buy a home. This stops many people from even trying to jump into homeownership! Here are some facts to help [...] Read More
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Monica Foster October 25, 2019

What Is the Cost of Waiting Until Next Year to Buy?

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October 25, 2019 - General Information
Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac forecasts interest rates will rise to [...] Read More
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Monica Foster

What FICO® Score Do You Need to Qualify for a Mortgage?

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October 8, 2019 - General Information
It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need. While a recent announcement from CNBC shares that the [...] Read More
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Monica Foster October 8, 2019

62% of Buyers Are Wrong About Down Payment Needs

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October 7, 2019 - General Information
Contrary to common misconception, a down payment is often much less than many believe. According to the ‘2019 Home Buyer Report’ conducted by Nerdwallet, many first-time buyers still believe they need a 20% down payment to buy a home in today’s market: “More [...] Read More
1
Monica Foster October 7, 2019

What Is the Cost of Waiting Until Next Year to Buy?

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September 27, 2019 - General Information
Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac forecasts interest rates will rise to 3.8% [...] Read More
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Monica Foster September 27, 2019

Homeowners Are Happy! Renters? Not So Much.

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September 26, 2019 - General Information
When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable. In a recent survey, [...] Read More
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Monica Foster September 26, 2019
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

Houston – Clear Lake – League City
Pasadena – Baytown – Beaumont
Galveston – Pearland – Sugarland
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