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Archives

Important Distinction: Homes Are Less Affordable, Not Unaffordable

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October 21, 2021 - General Information
It’s impossible to research the subject of buying a home without coming across a headline declaring that the fall in home affordability is a crisis. However, when we add context to the most recent affordability statistics, we soon realize that, [...] Read More
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Monica Foster October 21, 2021

What Does the Future Hold for Home Prices?

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October 19, 2021 - General Information
If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. Will [...] Read More
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Monica Foster October 19, 2021

Don’t Wait for a Lower Mortgage Rate – It Could Cost You

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October 12, 2021 - General Information
Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity [...] Read More
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Monica Foster October 12, 2021

If You’re a Buyer, Is Offering Asking Price Enough?

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September 27, 2021 - General Information
In today’s real estate market, buyers shouldn’t shop for a home with the expectation they’ll be able to negotiate a lower sales price. In a typical housing market, buyers try to determine how much less than the asking price they [...] Read More
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Monica Foster September 27, 2021

Two Reasons Why Waiting a Year To Buy Could Cost You

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September 23, 2021 - General Information
If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a [...] Read More
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Monica Foster September 23, 2021

Is a 20% Down Payment Really Necessary To Purchase a Home?

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September 22, 2021 - General Information
There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, a recent survey by Lending Tree asks what is keeping consumers from purchasing a [...] Read More
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Monica Foster September 22, 2021

Fact or Fiction: Homebuyer Edition

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September 10, 2021 - General Information
Some Highlights When it comes to the current housing market, there are multiple misconceptions – from what the current supply of available homes looks like to how much houses are selling for. It takes professionals who study expert opinions and [...] Read More
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Monica Foster September 10, 2021

What You Can Do Right Now To Prepare for Homeownership

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September 1, 2021 - General Information
As rent prices continue to soar, many renters want to know what they can do to get ready to buy their first home. According to recent data from ApartmentList.com: “The first half of 2021 has seen the fastest growth in [...] Read More
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Monica Foster September 1, 2021

What Buyers and Sellers Need To Know About the Appraisal Gap

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August 31, 2021 - General Information
It’s economy 101 – when supply is low and demand is high, prices naturally rise. That’s what’s happening in today’s housing market. Home prices are appreciating at near-historic rates, and that’s creating some challenges when it comes to home appraisals. [...] Read More
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Monica Foster August 31, 2021

More Young People Are Buying Homes

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August 19, 2021 - General Information
There’s a common misconception that younger generations aren’t interested in homeownership. Many people point to the fact that millennials put off purchasing their first home as a reason for this belief. Odeta Kushi, Deputy Chief Economist for First American, explains [...] Read More
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Monica Foster August 19, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

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Galveston – Pearland – Sugarland
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