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Archives

The Importance of Home Equity in Building Wealth

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January 6, 2021 - General Information
Homeownership has always been the first rung on the ladder leading to household wealth. As Freddie Mac recently posted: “Homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and [...] Read More
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Monica Foster January 6, 2021

The Do’s and Don’ts after Applying for a Mortgage

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December 21, 2020 - General Information
Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to decorate your new place, but before you make any large [...] Read More
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Monica Foster December 21, 2020

Winning as a Buyer in a Sellers’ Market

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December 11, 2020 - General Information
Some Highlights Buying a home in today’s sellers’ market doesn’t have to feel like an uphill battle. Here are four ways to make sure you’re positioned for success when making a home purchase, even when the scale tips toward sellers. [...] Read More
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Monica Foster December 11, 2020

A New Way to Shop for Homes in a Virtual World

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December 3, 2020 - General Information
In a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and even seeing our doctors online, digital practices have changed the way we live. This year, [...] Read More
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Monica Foster December 3, 2020

Knowledge Is Power on the Path to Homeownership

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December 1, 2020 - General Information
Homeownership is on the goal list for many young adults, but sometimes it’s hard to know exactly how to get there. From understanding the homebuying process to pre-approval and down payment assistance options, uncertainty along the way can ultimately hold [...] Read More
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Monica Foster December 1, 2020

Rent vs. Buy: How to Decide What’s Best for You

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November 3, 2020 - General Information
According to the U.S. Census Bureau, median rent continues to rise. With today’s low mortgage rates, there’s great opportunity for current renters to make a move into homeownership that stretches each dollar a little bit further. While the best timeline [...] Read More
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Monica Foster November 3, 2020

How Down Payment Assistance Opens the Door to Homeownership

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October 30, 2020 - General Information
Many people are eager to buy a home right now while affordability continues to be a highlight of the current housing market. However, a recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial [...] Read More
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Monica Foster October 30, 2020

Do You Have Enough Money Saved for a Down Payment?

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October 13, 2020 - General Information
One of the biggest misconceptions for first-time homebuyers is how much you’ll need to save for a down payment. Contrary to popular belief, you don’t always have to put 20% down to buy a house. Here’s how it breaks down. [...] Read More
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Monica Foster October 13, 2020

Two Big Myths in the Homebuying Process

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March 17, 2020 - General Information
The 2020 Millennial Home Buyer Report shows how this generation is not really any different from previous ones when it comes to homeownership goals: “The majority of millennials not only want to own a home, but 84% of millennials in [...] Read More
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Monica Foster March 17, 2020

How Your Tax Refund Can Move You Toward Homeownership This Year

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March 2, 2020 - General Information
If you’re looking to buy a home in 2020, have you thought about putting your tax refund toward a down payment? Homeownership may be one step closer than you think if you spend your dollars wisely this year. Based on [...] Read More
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Monica Foster March 2, 2020
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

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Pasadena – Baytown – Beaumont
Galveston – Pearland – Sugarland
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