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Archives

How to Make a Winning Offer on a Home

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March 15, 2021 - General Information
Today’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and [...] Read More
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Monica Foster March 15, 2021

How to Be a Competitive Buyer in Today’s Housing Market

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March 12, 2021 - General Information
Some Highlights With so few houses for sale today, it’s important to be prepared when you’re ready to buy a home. Meeting with your lender early, knowing your must-haves and nice-to-haves, preparing for a bidding war, and keeping your emotions [...] Read More
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Monica Foster March 12, 2021

How Upset Should You Be about 3% Mortgage Rates?

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March 9, 2021 - General Information
Last Thursday, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it [...] Read More
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Monica Foster March 9, 2021

How Smart Is It to Buy a Home Today?

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March 3, 2021 - General Information
Whether you’re buying your first home or selling your current house, if your needs are changing and you think you need to move, the decision can be complicated. You may have to take personal or professional considerations into account, and [...] Read More
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Monica Foster March 3, 2021

What Are the Benefits of a 20% Down Payment?

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March 1, 2021 - General Information
If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20% of the loan to secure a mortgage. While [...] Read More
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Monica Foster March 1, 2021

Are There Going to Be More Homes to Buy This Year?

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February 25, 2021 - General Information
If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one [...] Read More
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Monica Foster February 25, 2021

The Reason Mortgage Rates Are Projected to Increase and What It Means for You

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February 23, 2021 - General Information
We’re currently experiencing historically low mortgage rates. Over the last fifty years, the average on a Freddie Mac 30-year fixed-rate mortgage has been 7.76%. Today, that rate is 2.81%. Flocks of homebuyers have been taking advantage of these remarkably low [...] Read More
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Monica Foster February 23, 2021

Home Mortgage Rates by Decade

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February 19, 2021 - General Information
Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking in a low rate today could save you thousands of [...] Read More
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Monica Foster February 19, 2021

Will Low Mortgage Rates Continue through 2021?

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February 18, 2021 - General Information
With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting: “The average 30-year fixed-rate [...] Read More
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Monica Foster February 18, 2021

3 Ways You’ll Win When You Buy a Home This Year

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February 15, 2021 - General Information
There are so many great reasons to purchase a home, and over the past year, we’ve realized more of them than we ever thought possible. If you’re a first-time homebuyer, having a home of your own can give you a [...] Read More
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Monica Foster February 15, 2021
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Monica M. Foster

Monica M. Foster
The Monica Foster Team

Houston – Clear Lake – League City
Pasadena – Baytown – Beaumont
Galveston – Pearland – Sugarland
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